Update: CRA announced on 3/28 that Bare Trusts are now exempt from trust reporting requirements for the 2023 tax year. Learn more here
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Retail Mortgage Rates

This table compares interest rates as offered by various retail mortgage institutions, for illustration and comparison purpose only. The interest rates shown are for: Variable, open and convertible mortgage terms of six months to two years, closed mortgage terms ranging from six months to five years, and seven to ten years.

Note: These are the lowest mortgage rates known to us at the time of publication. We can not guarantee the availability of these rates in your area, and restrictions may apply. These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

This table can be sorted to your preference by clicking the description labels atop each column. To learn more about a specific institution, click on the rate data rows in the table to view their company profile.