Update: CRA announced on 3/28 that Bare Trusts are now exempt from trust reporting requirements for the 2023 tax year. Learn more here
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25 Lakeshore Road W
Oakville, Ontario L6K 1C6

About Fiscal Agents

Welcome to Fiscal Agents – Money Management Made Easy ®. A uniquely qualified alternative to local banks, providing Bigger-Pay GICs — guaranteed.

Fiscal Agents is a no-fee deposit brokerage. This means that, at no cost to you, we shop the market and can place your GIC and term deposit money at the very best rates available from institutions we represent throughout Canada. Essentially, we are a financial products supermarket with access to a wide range of chartered banks, trust and loan companies, credit unions, life insurers and investment management firms. For more than 40 years our clients have obtained better rates and more convenient cohesive planning than what local banks offer – with the same protection from CDIC and other deposit insurance plans. That’s what we mean by Bigger-Pay GICs: bigger returns, better service and full protection – guaranteed.

Our specialized interest rate survey system monitors the GIC market throughout the day, providing access to the very best rates available. Our professional advisors encompass a full range of financial management disciplines and can help you construct a customized portfolio drawing from a full range of GICs, estate and retirement planning products. From all across the market – not just one bank.

We focus on building security and income predictability through a forward thinking conservative investment approach. To that end we’ve placed over $2 billion in Guaranteed (GIC) accounts and continue with our philosophy “Earn and Save More ©”, while combining “Enterprise, Prudence and Integrity ©”.

Our Cornerstone® Retirement Plan philosophy is dedicated to creating a balanced portfolio, offering predictability with guaranteed savings.

Since 1977 our financial products survey system have been a trusted impartial resource for newspapers such as the Toronto Star, Globe and Mail and National Post. Regional media, websites and TV producers also turn to us for accurate up-to-date information. To put this system to work for you – at no cost – request a no-obligation introductory consultation through our Contact Us page.