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2003-2004
Golden Web Award
In recognition of
creativity, integrity and excellence on the Web.
Canadian Web Award
Very Canadian Friendly
Excellent Content
Highly Organized |
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As an authorized
distributor for ING Bank of Canada, Fiscal Agents can now offer
clients the selection of high interest rate savings accounts
they provide.
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ING Section |
Savings Account
Rates |
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Financial
Tools
Update:
Fiscal Agents client gets $3,373.70 more on a GIC investment than a local major
bank branch client |
To prove the value a Fiscal Agents client would
receive, we went to the market with a 5-year $50,000.00 investment, and asked
for the major banks to show us their best-posted rates.
The results (as of February 19, 2008):
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By investing $50,000.00 for a period of 5 years at our
best interest rate of 4.65% the Annual interest paid to you would be $2,325.00.
That's $575.00 per payment higher than any major bank. If interest is paid out,
the overall result is a whopping $2,875.00 more in your pocket. The average rate
at the major banks was only 3.29%. |
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If it had been an RRSP investment, and compound over the
same time and interest rate period, you would have accrued $12,757.58. in interest
a difference of $3,373.26 higher than the average available at any major bank! |
Conclusion: Fiscal Agents Guaranteed Investment Certificate clients earn more
on each dollar invested than a local major bank branch client. Not convinced?
Try haggling with your bank, and then calling us at (905) 844-7700 for a quote. |
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The
Money Management Newsletter - IPC Intelligent Investor
Lessons
Learned in the Market |
| Once again cur equity markets are trying to impart
valuable lessons that they have tried to teach us before. In the past, many people
just ignored them. Will it be different this time? We are happy to report that
most world equity markets moved up after the US. Fed announcement that rates would
decrease. As a result, many investors shared a sigh of relief that the volatility
would now be over: But instability is one constant we can count on in a continuously
changing market. |
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The
Money Management Newsletter
Older
homes may need upgrades for insurance |
| If the house you own is more than 30 years old,
your insurance company may require you to upgrade the plumbing, electrical, and
heating systems before renewing your homeowners' policy. Or, if you're making
an offer to buy an older home - one that may have galvanized steel plumbing, 60-amp
electrical service, knob-and-tube electrical wiring, an external fuel oil tank,
or a wood-burning stove - make sure you factor in the cost of necessary upgrades
into your offering price. |
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The
Money Management Newsletter - IPC Intelligent Investor
Ad-hoc
adds costs |
| Almost half of Canadians say they don't have a
banking strategy when they open new accounts or apply for banking services, according
to a recent national survey for Manulife Bank of Canada by Maritz Research. The
survey revealed the typical Canadian uses at least eight different banking products,
including chequing accounts, high interest savings accounts, bank and retail credit
cards, mortgages and lines of credit. |
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BREAKING
NEWS: More Frugalfrogg sightings reported?
OAKVILLE - With recent reports of sightings growing
in numbers, there is no doubt that the local public is in the grip
of frog-fever - that of course being the "Frugalfrogg",
a currently undeclared species of amphibian with similar frog characteristics,
only with an unusually strong attraction to good financial planning.
Click here to
read more |
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The
Money Management Newsletter - IPC Intelligent Investor
Market
Volatility - Friend or Foe? |
| In recent months, the markets have taken investors
on an emotional rollercoaster ride. However, there are key differences between
this rollercoaster and the one at Canada's Wonderland amusement park. On that
one you sit looking forward, and can see what's coming next. However, as an investor,
you face backwards on your ride through the markets, and all you can see is what
has transpired. |
| Presenting our latest revision of
one of our most popular calculators - the Mortgage Amortization Schedule
Generator. While maintaining all of the various features that made
older versions great, we've now added the ability to select from existing
available rates (using live data from our rate tables), creation of
Interest Only schedules, a streamlined interface and more. |
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Products
& Services
The Cornerstone
of Financial Independence is not a privilege of the rich... It's a plan of the
wise...® |
| The concept of Cornerstone® Planning
stems from the simple "plan of the wise" statement above. By following
the process that we have put together, you will have the benefit of the collective
investment wisdom which we have acquired over our 20-plus years in this business.
We have been through both bull and bear markets, as well as periods of high and
low interest rates. Why not benefit from our learned wisdom now rather than make
costly mistakes as a result of investment inexperience? |
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