Fiscal Agents Financial Tools
How many of us can actually say
that we review our contents insurance coverage on a regular basis? For
better or worse, insurance of most types is one of those things in life
that doesn't get afforded much attention until it is needed. Unfortunately,
by then it is usually too late.
Chances are that when you originally
bought your contents insurance policy, you probably took your most expensive
possessions (jewelry, electronics, heirlooms) into consideration before
deciding on the level of coverage of purchase. But what about the rest
of your belongings that, while still important, may not have cost as much?
What would it cost you to replace everyday items like the clothes and
shoes in your wardrobe and the sheets on your bed? If your house or apartment
was destroyed by fire, would you be able to put a dollar value on everything
that you lost and would that dollar value be anywhere close to the amount
of coverage that you presently have?
Use this list to help you take stock
of the items you own that may require contents insurance. It has been
designed to include many items that you may have overlooked, such as the
contents of your kitchen cupboards, and will help you get a better idea
of whether your current level of insurance is adequate.
If you should find your contents
insurance coverage lacking, it may be wise to consider topping up your
coverage before it is too late.
the view button at right to open this worksheet. From there, you can
print it to use at your convenience.