The Mortage Qualify Calculator will help you to better understand the financial requirements in order to mortgage your ideal home. (Areas shaded in blue are completed for you automatically.)


 Purchase Information
  Purchase Price:
  Down Payment:
  Loan amount:
  Interest Rate:
  Amortization Period in years:
 Payment Information
  Principal & Interest:
  Annual Property Taxes:
  Annual Heating:
  Monthly Payment (PITH):
 Qualifying Information
  Gross income:
  Other monthly debt payments:
  Qualify for loan?
  Maximum qualifying loan amount:
  Gross Debt to Income Ratio (max = 32%):
  Total Debt to Income Ratio (max = 40%):

To create your amortization schedule, click the Results icon on the right.
Longer term loans may take a few moments for the report to be generated.
Use the Reset button to restart the calculator.