| Savings, Investment and Consumer Rates |
This table compares the various credit cards offered, by type of card, annual fee, interest rates and days of grace before interest is charged. The table includes department store card information.
|
| Credit Card Rates / Fees | |||||
| Institution | Card Type | Interest Rate | Annual Fee | Brand Name | Grace Days |
| Amex Bank of Canada | Platinum Air Mile | 18.50 | $50.00 | Amex | 21 |
| Air Miles | 18.50 | NONE | 21 | ||
| Platinum Card | 14.99 | NONE | 21 | ||
| Bank of Montreal | Mosiak Low Rate | 11.40 | $35.00 | Mastercard | 19 |
| Mosiak No Fee | 18.50 | NONE | 19 | ||
| Bank of Nova Scotia | Money-Back | 18.50 | $8.00 | Visa | 26 |
| No-fee Money Back | 19.50 | NONE | 26 | ||
| Gold Passport | 18.50 | $110.00 | 26 | ||
| Value | 11.40 | $29.00 | 26 | ||
| No-fee Value | 13.90 | NONE | 26 | ||
| Canadian Tire Bank | Options, No Fee | 18.90 | NONE | Mastercard | 21 |
| CIBC | Classic | 18.50 | NONE | Visa | 24 |
| Gold | 19.5 | $99.00 | 24 | ||
| Aerogold | 19.50 | $120.00 | 24 | ||
| Select Visa | 11.50 | $29.00 | 24 | ||
| U.S. Visa | 18.50 | $35.00 U.S. | 24 | ||
| Citibank Canada | Driver's Edge | 19.90 | NONE | Mastercard | 21 |
| Gold | 18.50 | NONE | |||
| Platinum | 17.90 | NONE | 21 | ||
| Home Trust Company | Secured | 24.99 | $7.50* | Visa | 21 |
| Laurentian Bank | Black | 19.49 | NONE | Visa | 21 |
| Reduced rate | 11.49 | $25.00 | 21 | ||
| Gold | 19.49 | $90.00 | 21 | ||
| MBNA | Gold | 17.99 | NONE | Mastercard | 25 |
| National Bank | Regular | 19.50 | NONE | Mastercard | 21 |
| Gold | 19.50 | $90.00 | 21 | ||
| (Option 1) | Low Rate | 14.50 | $15.00 | 21 | |
| Royal Bank | Classic | 18.50 | NONE | Visa | 21 |
| Classic 2 | 19.50 | $35.00 | 21 | ||
| Gold Preferred | 19.50 | $110.00 | 21 | ||
| Gold Visa | 18.50 | NONE | 17 | ||
| Low Option | 11.50 | $20.00 | 21 | ||
| U.S. Dollar | 19.50 | $65.00 U.S. | 21 | ||
| TD Canada Trust | TD Green | 19.75 | NONE | Visa | 21 |
| TD Gold Select | 19.75 | NONE | 17 | ||
| GM Visa | 19.75 | NONE | 21 | ||
| TD `Gold' Travel | 19.75 | $120.00 | 21 | ||
| TD Emerald | 11.65 | $25.00 | 21 | ||
| TD Gold Elite | 19.75 | $99.00 | 21 | ||
| TD U.S. Dollar | 19.75 | $25.00 U.S. | 25 | ||
| President's Choice | PC MasterCard | 19.97 | NONE | Mastercard | 17 |
| *Monthly Fee | |||||
| DEPARTMENT STORES | |||||
| The Bay | 28.80 | 25 | |||
| Sears | 28.80 | 25 | |||