Savings, Investment and Consumer Rates

This table compares the various credit cards offered, by type of card, annual fee, interest rates and days of grace before interest is charged. The table includes department store card information.

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Credit Card Rates / Fees
Institution Card
Type
Interest
Rate
Annual
Fee
Brand
Name
Grace
Days
Amex Bank of Canada Platinum Air Mile 18.50 $50.00 Amex 21
  Air Miles 18.50 NONE   21
  Platinum Card 14.99 NONE   21
Bank of Montreal Mosiak Low Rate 11.40 $35.00 Mastercard 19
  Mosiak No Fee 18.50 NONE   19
Bank of Nova Scotia Money-Back 18.50 $8.00 Visa 26
  No-fee Money Back 19.50 NONE   26
  Gold Passport 18.50 $110.00   26
  Value 11.40 $29.00   26
  No-fee Value 13.90 NONE   26
Canadian Tire Bank Options, No Fee 18.90 NONE Mastercard 21
CIBC Classic 18.50 NONE Visa 24
  Gold 19.5 $99.00   24
  Aerogold 19.50 $120.00   24
  Select Visa 11.50 $29.00   24
  U.S. Visa 18.50 $35.00 U.S.   24
Citibank Canada Driver's Edge 19.90 NONE Mastercard 21
  Gold 18.50 NONE    
  Platinum 17.90 NONE   21
Home Trust Company Secured 24.99 $7.50* Visa 21
Laurentian Bank Black 19.49 NONE Visa 21
  Reduced rate 11.49 $25.00   21
  Gold 19.49 $90.00   21
MBNA Gold 17.99 NONE Mastercard 25
National Bank Regular 19.50 NONE Mastercard 21
  Gold 19.50 $90.00   21
(Option 1) Low Rate 14.50 $15.00   21
Royal Bank Classic 18.50 NONE Visa 21
  Classic 2 19.50 $35.00   21
  Gold Preferred 19.50 $110.00   21
  Gold Visa 18.50 NONE   17
  Low Option 11.50 $20.00   21
  U.S. Dollar 19.50 $65.00 U.S.   21
TD Canada Trust TD Green 19.75 NONE Visa 21
  TD Gold Select 19.75 NONE   17
  GM Visa 19.75 NONE   21
  TD `Gold' Travel 19.75 $120.00   21
  TD Emerald 11.65 $25.00   21
  TD Gold Elite 19.75 $99.00   21
  TD U.S. Dollar 19.75 $25.00 U.S.   25
President's Choice PC MasterCard 19.97 NONE Mastercard 17
           
*Monthly Fee          
           
DEPARTMENT STORES          
The Bay   28.80     25
Sears   28.80     25
           

All prices are subject to change without notice, cannot be construed as offers and are provided for informational purposes only. Confirm information with respondent. Survey conducted weekly.
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