//mtg_rati data array
rate = new Array();
rate[0] = new Array("<a href=javascript:void(null); onClick='openerPopWin(\"http://www.fiscalagents.com/background/bofmmort.htm\");'><font color=#000000><u>Bank of Montreal</u></font></a>","32.00","40.00");
rate[1] = new Array("<a href=javascript:void(null); onClick='openerPopWin(\"http://www.fiscalagents.com/background/bonsmort.htm\");'><font color=#000000><u>Bank of Nova Scotia</u></font></a>","32.00","44.00");
rate[2] = new Array("<a href=javascript:void(null); onClick='openerPopWin(\"http://www.fiscalagents.com/background/cibcmort.htm\");'><font color=#000000><u>CIBC</u></font></a>","32.00","40.00");
rate[3] = new Array("<a href=javascript:void(null); onClick='openerPopWin(\"http://www.fiscalagents.com/background/labcmort.htm\");'><font color=#000000><u>Laurentian Bank</u></font></a>","32.00","40.00");
rate[4] = new Array("<a href=javascript:void(null); onClick='openerPopWin(\"http://www.fiscalagents.com/background/natbmort.htm\");'><font color=#000000><u>National Bank</u></font></a>","32.00","40.00");
rate[5] = new Array("<a href=javascript:void(null); onClick='openerPopWin(\"http://www.fiscalagents.com/background/roybmort.htm\");'><font color=#000000><u>Royal Bank</u></font></a>","32.00","40.00");
rate[6] = new Array("TD Canada Trust","32.00","40.00");
//mtg_rati table headings array
ratetableHeadings = new Array();
ratetableHeadings[0] = new Array("Mortgage Debt Ratios");
//mtg_rati table links array
ratetableLinks = new Array();
ratetableLinks[0] = new Array("");
//mtg_rati column headings array
ratecolHeadings = new Array();
ratecolHeadings[0] = new Array("Institution");
ratecolHeadings[1] = new Array("Gross (GDS)%");
ratecolHeadings[2] = new Array("Total (TDS)%");
//mtg_rati date array
rateDate = new Array("Wednesday, February 1 2012");
//mtg_rati rate description array
rateDescription = new Array("This table lists the Gross Debt Service Ratio (GDS) and Total Debt Service Ratio (TDS) percentages used by selected financial institutions across Canada when considering mortgages for approval. Gross Debt Service Ratio (GDS) differs from Total Debt Service Ratio (TDS) in that GDS is the percentage of annual income required to cover any expenses associated with housing while TDS represents the percentage of annual income required to pay for all debts and expenses, including housing. The columns in this table can be sorted by clicking on the bold headings.");