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The Learning Centre: Travel Insurance

Study fine print on medical insurance

Travel Insurance Tips

 
The Money Centre - Insurance
Travel Insurance

Premiums are based upon a healthy traveller rate for six months (approximately 180 days) rounded to the nearest Canadian dollar. Coverage limits and medical requirements will vary. Some companies require the completion of a medical questionaire to determine exact rates. Read contracts carefully and look beyond price to find coverage best suited to your needs.
Other Available Rates
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 Travel Insurance
 
Travel Insurance
Manager / Insurer Deduct-
ible
Age
63
Age
68
Age
73
Age
78
Age
83
Toll Free
Allstate TripMate              
Travel Insurance Program / 250 593 775 1025 1485 2447 800-255-7828
Travel Underwriters #10            
               
A La Carte Travel Insurance              
Travel Insurance Specialists / -- 595 755 986 1619 2626 800-563-0314
Co-operators Life Insurance Co              
               
Association of Mature Canadians              
Special Benefits Ins. Services/ 250 US 630 779 1071 1773 2754 800-667-0429
ETFS/Royal & SunAlliance #1, #5            
Insurance Company of Canada              
               
Blue Cross Travel Insurance -- 878 1114 1407 2478 3717 800-873-2583
Canassurance Hospital Services              
Association              
               
Bank of Montreal -- 644 896 1026 1891 3331 877-704-0341
BMO Insurance              
               
Broker Advantage Travel Medical -- 657 859 1118 1807 3161 877-294-1810
Insurance              
Broker Advantage Travel/PrimeLink              
               
CAA South Central/ -- 617 721 974 1442 2556 800-465-0038
CCA North and East Ontario -- 617 721 974 1442 2556 800-267-8713
Manulife Financial              
               
Canadian Snowbird Association 99 US 530 649 908 1317 2279 888-633-4722
Medipac International/Manulife              
Financial              
               
Canadian Tire Financial Services 200 522 724 956 1395 2173 877-251-0555
Securiglobe/Various insurers              
               
CARP - Canada's Association for 200 US 565 682 886 1462 2648 866-991-8252
the 50 Plus/The McLennan Group/ #1            
CanAm Ins/Manulife Financial              
               
CIBC Travel Medical Insurance              
TIC TravelIns/Co-operators 200 US 679 830 1102 2932 3848 800-281-9109
               
CitiBank Travel Insurance/ 250 586 766 1034 1531 2566 888-592-9292
Travel Underwriters #9            
               
Desjardins Travel Ins Preferred 95 US 469 590 817 1457 3304 877-888-4873
Plus/Desjardins Financial              
Security              
               
Destination Travel Health 250 560 722 1003 1570 2304 800-337-3532
Co-operators Life Ins Co              
               
Freedom Travel Insurance -- 673 880 1133 1565 2465 800-663-5389
Travel Underwriters #8              
               
Grey Power Travel Advantage -- 522 765 1008 1987 2812 866-808-3877
CanAm Insurance              
               
Ingle International 250 US 583 721 991 1640 2547 866-884-8929
ETFS/MSA/Royal&Sun Alliance              
Imagine Financial -- 522 765 1008 1987 2812 800-360-3234
- Manulife Financial/Global              
Canadian Diabetes Association 250 US 598 740 1017 1684 2616 866-266-0166
- MSA/ETFS/Royal&Sun Alliance              
YAK 250 US 598 740 1017 1684 2616 877-847-8073
               
Snowbird Network 1000 542 698 934 1554 2503 866-736-2355
- AIG/SRMRM              
Snowbird Benefits 2000 501 655 878 1341 2304 800-294-8011
- Freedom/TravelUnderwriters/              
Industrial Alliance Pacific              
TravelAbility-March of Dimes 250 626 819 1078 1541 2504 866-637-9798
- Freedom/TravelUnderwriters              
Prime Time 5000 US 441 556 750 1241 1928 866-785-3170
MSA/ETFS/Royal&Sun Alliance              
               
Manulife Financial Travel Ins.              
Manulife/Manulife Financial -- 522 765 1008 1987 2811 800-268-3763
               
Medicare International Travel              
Insurance Plan -- 495 727 957 1887 2671 800-461-2100
21st Century Travel Insurance #4,5&7            
Limited/Manulife Financial              
               
MyHealth Coverage              
Various Insurers 200/250 592 743 974 1564 2632 888-963-3752
               
Primelink Travel Medical Inc -- 657 859 1118 1807 3161 800-509-5831
Primelink Universal -- 552 765 1008 1987 2812 888-227-0552
Manulife Financial              
               
Quest Travel Insurance / 250 526 672 891 1498 2308 800-663-5389
Travel Underwriters #1            
               
Sanderson Travel Insurance Inc.              
Various Insurers -- 522 765 1008 1666 2629 877-226-8728
               
Scotia Travel Medical              
Assured Assistance Inc -- 714 901 1273 2029 4117 866-793-2223
               
SCS Travel-Med Plans              
Kinnell Travel & Health Plans -- 531 755 1007 1684 2594 800-238-8284
Inc./Various Insurers              
               
SecuriGlobe Insurance 200 522 724 956 1395 2173 888-211-4444
Various Insurers              
               
Select Brokers Choice Inc              
Tour-Med/Various insurers -- 647 830 1106 1807 2963 877-822-6821
               
Southbound Travel Insurance              
Royal & SunAlliance Insurance 250 US 575 710 975 1620 2880 877-665-8563
Company of Canada #1            
               
Southern Exposure              
Snowbird Medi-Quote/ -- 593 847 1175 1792 3004 800-661-3098
Echelon General Ins              
               
TD Canada Trust -- 923 1332 1582 2342 3704 800-293-4941
TD Bank/TD Life Insurance              
               
Tour+Med Travel Insurance / -- 634 811 1087 1815 2912 800-268-9633
LS Mutual #5            
               
Transat Travel Insurance -- 808 1080 1123 1678 4320 800-764-6839
Potruff & Smith /              
Manulife Financial              
               
TravelCare - Health Select 200 US 573 725 969 1436 2547 800-387-4357
Travel HealthProtector* -Cat.A 200 US 573 725 969 1436 2547 800-565-3129
RBC Travel Insurance Company              
               
Travel Health Medical Plan              
Travel Insurance Specialists/ -- 634 762 1011 1626 2800 800-563-0314
Co-operators Life Insurance Co              
               
Travel Insurance Made Easy (TIME) -- 648 845 1156 2004 3428 800-500-2947
Reliable Life Insurance Company #5            
               
Travel Medical Plan 200 542 705 965 1674 2864 800-550-1295
Reliable Life Insurance Company              
               
Travellers Choice Medical Ins.              
Royal & SunAlliance Insurance 250 US 599 741 1006 1713 3006 800-665-8553
Company of Canada #6            
               
TravelStar 250 625 763 1060 1737 2927 800-667-3699
Group Medical Services #1            
               
               
Notes:
1. Deductible can be waived by adding 10% to premium.
2. Deductible can be waived by adding 15% to premium.
3. Deductible can be waived adding $50 CDN to premium.
4. $500 US deductible can reduce rates by 15%
5. Includes a discount of 5% for having a travel companion and/or early bonus discount
6. All policies upto age 81 include a 30 day annual plan.
7. Deductible options available at discounts that can range from 15% through 70%
8. Adding $250 as a Deductable earns a 15% discount.
9. Deductible can be waived by adding 13% to premium.
10. Deductible can be waived by adding 20% to premium.

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