The Money Centre - Savings & Investments Special GICs Escalator type Guaranteed Investment Certificates (GICs) offer a fixed return for a fixed period of time. These tables list GIC lenders, minimum amounts, the interest rates and when the interest is accredited and product notes. The blended rate column illustrates an equivalent rate for each year of its full term. Use the drop down box on the right to compare options.

Other Available Rates   Savings & Investment Rates -------------------------------------------------- Savings accounts - Monthly/Daily Savings accounts - T-Bill/ U.S. GICs     GICs - Annual payment     GICs - Semi- annual payment     GICs - Quarterly payment     GICs - Monthly payment     GICs - Compound annual     GICs - Escalator 1-5 Years     GICs - Cashable Term Deposits 30 - 89 days Term Deposits 90 -364 days   Retirement Savings -------------------------------------------------- RRSPs 1 - 5 years RRIFs Savings accounts RRIFs 1 - 5 years RRIFs 10, 15, 20 years   Mortgages & Consumer Rates -------------------------------------------------- Mortgage rates Open/Var./Con. Mortgage rates - Closed 1 - 5 yrs Mortgage rates - Closed 6, 7,10 yrs Mortgage Discharging Fees Personal Loans Car Loans Credit Cards fees Travel Insurance Internet Fees Life Insurance Rates   Consumer Service Reports -------------------------------------------------- Safety Deposit Box Fees Drug Dispensing Fees Long Distance Phone Calls Stop Payment Orders Certifying a Cheque NSF Charges

The Best of the Best Guaranteed Investment Certificates (GICs) Interest Payment Minimum Deposit Years 1 2 3 4 5 Escalator $1,000 High rate GIC shopping made easy. Click here.

Special GICs  Escalator GICs: 1-5 Years  Escalator GICs | Cashable GICs
Institution	Amount ($)	1 Year	2 Year	3 Year	4 Year	5 Year
Bank of Montreal
Rate Riser Max - 3 yrs	1000	1.00	1.15	2.75
RSP/GIC	May be re-invested on the 2nd anniversary date.
	Minimum deposit is $500 for RSP. Available all year.
Rate Riser Max - 5 yrs	1000	1.00	1.15	2.00	2.75	4.75
RSP/GIC ($500)	May be re-invested on the 3rd and 4th anniversary date.
	Available all year.
Laurentian Bank
Multi-Rater - 3 yrs	1000	0.90	1.35	2.15
RSP/RRIF - min. $500
Multi-Rater - 5 yrs	1000	0.90	1.30	1.50	2.10	4.25
RSP/RRIF - min. $500	Convertible on the 2nd 3rd or 4th anniversary date.
	Redemption request must be received by Laurentian 5 days
	prior to anniversary date. Available all year.
TD Canada Trust
5 Year Stepper GIC	1000	0.95	1.15	1.50	2.25	4.05
GIC/RSP/RIF	Cashable on each anniversary date
Government Bonds
Canada Premium Bonds	100	1.00	1.20	1.40
	Redeemable on anniversary date each year and 30 days after.
Canada Savings Bonds	100	0.65
	If compound interest.
	300	0.65
	If regular interest.
	Future rates to be determined each year. Redeemable anytime
	with earned interest paid up to the previous month end,
	except if redeemed within the 3 months following the
	issue date where no interest will be paid.
REPORT IS FOR INFORMATION	ONLY. ALL NUMBERS ARE SUBJECT TO CHANGE.
(c) Fiscal Agents Financi	al Information Services.
END OF FILE

All prices are subject to change without notice.
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