The Money Centre - Savings & Investments Special GICs Cashable Guaranteed Investment Certificates (GICs) offer a fixed return for a fixed period of time plus early redemption features as shown. These tables list GIC lenders, minimum amounts, the interest rates and when the interest is paid. Use the drop down box on the right to compare options.

Other Available Rates   Savings & Investment Rates -------------------------------------------------- Savings accounts - Monthly/Daily Savings accounts - T-Bill/ U.S. GICs     GICs - Annual payment     GICs - Semi- annual payment     GICs - Quarterly payment     GICs - Monthly payment     GICs - Compound annual     GICs - Escalator 1-5 Years     GICs - Cashable Term Deposits 30 - 89 days Term Deposits 90 -364 days   Retirement Savings -------------------------------------------------- RRSPs 1 - 5 years RRIFs Savings accounts RRIFs 1 - 5 years RRIFs 10, 15, 20 years   Mortgages & Consumer Rates -------------------------------------------------- Mortgage rates Open/Var./Con. Mortgage rates - Closed 1 - 5 yrs Mortgage rates - Closed 6, 7,10 yrs Mortgage Discharging Fees Personal Loans Car Loans Credit Cards fees Travel Insurance Internet Fees Life Insurance Rates   Consumer Service Reports -------------------------------------------------- Safety Deposit Box Fees Drug Dispensing Fees Long Distance Phone Calls Stop Payment Orders Certifying a Cheque NSF Charges

Special GICs  Cashable GICs  Escalator GICs | Cashable GICs
Institution	Amount ($)	Cash After Days	% Rate	Features /Redemption	Product Offered Until	RRSP /RRIF
Effort Trust	5000	60	2.50	Rtn Cert	All year	No
Home Trust Company	5000	30	3.25	Rtn Cert	All year	No
Home Trust Company	5000	90	3.25	Rtn Cert	All year	No
Maple Trust	1000	30	3.10	In Writing	All year	No
Montreal Trust	1000	30	1.95	By Phone	All year	RRSP
ResMor Trust Company	1000	30	3.00	In Writing	All year	RRSP
ResMor Trust Company	5000	30	3.00	In Writing	All year	GIC
ResMor Trust Company	25000	30	3.10	In Writing	All year	Both
Bank of Nova Scotia	500	30	1.95	By Phone	All year	RRSP
Citizens Bank	5000	30	3.10	By Phone	All year	RRSP
HSBC Bank Canada	1000	90	2.10	By Phone	further notice	No
ING Bank	0	0	1.50	By Phone	All year	Both
Pace Savings & CU	1000	90	1.55	In Writing	All year

All prices are subject to change without notice.
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