The Money Centre - Mortgages & Consumer Rates Consumer Loans This table provides a closer look at the various credit cards available to consumers, comparing card types, interest rates, annual fees and grace days before interest is charged. Information on department store credit cards is also presented.

Other Available Rates   Savings & Investment Rates -------------------------------------------------- Savings accounts - Monthly/Daily Savings accounts - T-Bill/ U.S. GICs     GICs - Annual payment     GICs - Semi- annual payment     GICs - Quarterly payment     GICs - Monthly payment     GICs - Compound annual     GICs - Escalator 1-5 Years     GICs - Cashable Term Deposits 30 - 89 days Term Deposits 90 -364 days   Retirement Savings -------------------------------------------------- RRSPs 1 - 5 years RRIFs Savings accounts RRIFs 1 - 5 years RRIFs 10, 15, 20 years   Mortgages & Consumer Rates -------------------------------------------------- Mortgage rates Open/Var./Con. Mortgage rates - Closed 1 - 5 yrs Mortgage rates - Closed 6, 7,10 yrs Mortgage Discharging Fees Personal Loans Car Loans Credit Cards fees Travel Insurance Internet Fees Life Insurance Rates   Consumer Service Reports -------------------------------------------------- Safety Deposit Box Fees Drug Dispensing Fees Long Distance Phone Calls Stop Payment Orders Certifying a Cheque NSF Charges

Consumer Loans  Credit Card Fees  Personal | Car | Credit Card
Institution	Card Type	Interest Rate	Annual Fee	Brand Name	Grace Days
Amex Bank of Canada	Platinum Air Mile	19.99	$50.00	Amex	21
	Air Miles	19.99	NONE		21
	Platinum Card		NONE		21
Bank of Montreal	Gold Air Miles	19.50	$99.00	Mastercard	19
	Air Miles	19.50	NONE		19
Bank of Nova Scotia	Scene	19.50	NONE	Visa	21
	No-fee Money Back	19.50	NONE		21
	Gold Passport	19.50	$110.00		21
	Value	11.49	$29.00		21
	No-fee Value	12.99	NONE		21
Canadian Tire Bank	Options	18.99	NONE	Mastercard	21
CIBC	Classic	19.50	NONE	Visa	21
	Gold	19.50	$99.00		21
	Aerogold	19.50	$120.00		17
	Select Visa	11.50	$29.00		21
	U.S. Visa	19.50	$35.00 U.S.		21
Citibank Canada	Driver's Edge	19.90	$59.00	Mastercard	21
	Low Rate Gold	12.90	$25.00		21
	Gold	19.90	NONE		21
	Platinum	19.90	NONE		21
Home Trust Company	Secured	24.99	$7.50*	Visa	21
Laurentian Bank	Black	19.49	NONE	Visa	21
	Black - Low Rate	11.49	$25.00		21
	Gold Passport	19.49	$90.00		21
MBNA	Gold	17.99	NONE	Mastercard	25
National Bank	Platinum	19.50	$125.00	Mastercard	21
	Ovation Gold	19.50	$90.00		21
President's Choice	PC MasterCard	19.97	NONE	Mastercard	17
Royal Bank	Classic	19.50	NONE	Visa	21
	Classic 2	19.50	$35.00		21
	Gold Preferred	19.50	$110.00		21
	Gold Visa	19.50	NONE		21
	Low Option	11.90	$20.00		21
	U.S. Dollar	19.50	$65.00 U.S.		21
TD Canada Trust	TD Green	19.75	NONE	Visa	21
	TD Gold Select	19.75	NONE		21
	GM Visa	19.75	NONE		21
	FirstClass Travel	19.75	$120.00		21
	TD Emerald	9.15	$25.00		21
	TD Gold Elite	19.75	$99.00		21
	TD U.S. Dollar	19.75	$39.00 U.S.		21
*Monthly Fee
DEPARTMENT STORES
The Bay		28.80			25
Sears		28.80			25

All prices are subject to change without notice, cannot be construed as offers and are provided for informational purposes only. Confirm information with respondent. Survey conducted weekly.
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