
 |

Diversification
Individual
investments will perform in very distinct ways under the same market conditions.
Since it is very difficult to accurately predict ahead of time which investments
will do well and which will not, experienced investors spread their money
amongst securities with different characteristics to improve their chances
of profitability. This process is called diversification.
Diversification
can reduce risk by spreading your money across different investments.
Equity and Bond Investments - Both Domestic and
International
Small and Large cap and Growth mutual funds
Cash equivalents, GICs, Cashable Notes, Money
Market. |
Diversification can be acheived
in several ways, such as by type of security, number of companies, geographic
location of investments, or management styles of mutual funds to name
a few. Diversifying amongst the three major asset classes of cash, fixed
income and equities is referred to as asset
allocation and is discussed in greated detail in a seperate link.
Cornerstone®
Planning recognizes the need for a diversified investment portfolio to
reduce your risk of having "all your eggs in one basket" at
the wrong-time, we will work with you to build a suitable investment,
saving and/or income plan.

Investment Objectives
|

Asset Allocation
|
|