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As an authorized
distributor for ING Bank of Canada, Fiscal Agents can now offer
clients the selection of high interest rate savings accounts
they provide.
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ING Section |
Savings Account
Rates |
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Money
Management Newsletter
Taking
a look at income-generating investments in a rising interest
rate environment |
| With interest rates at low levels
many investors and some experts seem to agree that a period
of moderately rising interest rates is not far off the horizon.
Often the belief held is that income-generating investments
such as bonds will be negatively impacted when interest rates
start to rise. Here is something to consider: A diversified
group of income-generating investments to provide exposure to
a variety of securities as well as deliver income. In other
words, an alternative to using only traditional GICs or bond
funds to receive income. |
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Looking for something
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Find it using our QuickNav
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| We all wish we had invested in that
sure thing. The problem is the Sure-Thing racehorse could
have won the Belmont stakes. Lifes like that - some you win,
some come in fourth. However, for most the sure-thing investment is
fixed term deposit instruments, like guaranteed investment certificate.
Financial planning experts counsel that a portion of your portfolio
be investor in fixed income securities. |
| In part 2 of our 2004 series of Eldercare/CA
PrimePlus Services articles, we discussed Attendant Care Expenses.
In the March 23, 2004 federal budget, there was a proposed change.
Legislation to implement this was introduced on September 16, 2004.
At the time of writing, the legislation has not yet been passed, but
it will be eventually and will apply to the 2004 taxation year. Under
the proposed legislation, the Attendant Care Expenses deduction on
line 215 will be replaced by the Disability Supports Deduction. |

| In part 4 of our 2004 series of our
Eldercare/CA PrimePlus Services articles, we discussed Medical Expenses
Tax Credit. The 2004 federal budget proposed some changes, which we
will discuss here. |

| When a bank decides to close a branch,
the closure can be very hard on a community. Due to recent amendments
to the Bank Act, consumers now have a process to discuss the closure
with the bank before it happens. |

If you are planning to travel internationally,
you should contact a physician or travel medicine clinic at least
6 to 8 weeks before travel in order to allow enough time for any immunizations
that may be required to be completed. This is especially true for
those planning travel to tropical areas or developing countries.
A health professional will be able to assess your individual need
for immunizations or preventative medication depending on your health
situation, previous immunization history and your travel itinerary. |
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In this month's Ask an Expert section,
we provide answers to the following questions:
1. Dear Editor, After the death of the registered GIC holder,
do the proceeds of the account have to go through probate? Is there
a threshold dollar amount?
2. Dear Editor, how do you know (or how do you find out) how
much is needed to invest in RRSP's in a year to reduce the amount
of income tax paid? I have been looking all over for this, but can't
seem to find any info on how it might be done. |




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Saturday, February 11 2012
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The 10 Principles
of Being Rich
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