| Live,
die and leave no taxes behind |
 |
|
 Advisors
often recommend naming a beneficiary on your RRSP or RRIF so that upon your death
the full value can be immediately transferred to your heir, free of such burdens
as probate taxes.
If you designate your spouse or partner as the beneficiary, the RRSP or RRIF will
qualify for a tax-deferred "rollover" to the surviving partner's RRSP
or RRIF.
Use the Read
More link to view the complete article. |
| RRSPs
versus TFSAs: The math |
|
|
 Starting
next year, you'll be able to contribute $5,000 annually to a Tax Free Savings
Account (TFSA), courtesy of the new Conservative federal budget.
No doubt, this new savings account was introduced so that the Conservatives
could at least be shown to be partially addressing their 2006 pre-election promise
to eliminate capital gains tax when the proceeds are reinvested.
Use the Read
More link to view the complete article.
|
IPC's
Intelligent Investor
The Key to Investing - Keep It Simple |
|
|
 It
has been a time to worry even the savviest investors. The credit markets have
been in a crisis, the domestic stock market has been shaky and overseas markets
haven't been much better. There was a recent article in the New York Times about
keeping things simple, not just during these times, but at all times. We thought
we should share some of these key ideas in these uncertain times.
Use the Read
More link to view the complete article. |
| GIC
Laddering offers investors flexibility, liquidity |
|
|
 Investors
looking for safe havens often turn to Guaranteed Investment Certificates (GICs),
but in many cases they do so without realizing that these investment products
can inject flexibility and liquidity as well as security into their portfolio.
Beyond offering a guarantee of principal and a fixed rate of return, frequently
ignored benefits of wisely managed GICs can include penalty-free access to a source
of income just when it's needed, and the elimination of guesswork in relation
to fluctuating interest rates.
Use the Read More link
to view the complete article. |
| From
the web - the inspiring life and philosophy of Warren Buffet |
|
|
 Warren
Buffet, the world's second richest man, once expressed his outlook on life and
financial success with an interviewer on CNBC. We were recently sent this fascinating
PowerPoint presentation on what was discussed during that interview, and have
made it available to you.
Use the Read More link
to view the presentation. |
|
|
 |
Today's
Market Rates |
|
|
| |
Taken from the FiscalAgents.com
Money Centre, as of 3/28/08
| Term
Deposits |
3.80%
|
Annually,
30-59
Days, $25,000 |
| GICs |
4.60%
|
| Annually,
5 Year, $5,000 |
| Maximum
Rate |
4.60%
|
| Annually,
5 Year, $25,000 |
| RRIFs |
4.45%
|
| Annually,
5 Years, $50,000 |
| RRSPs |
4.60%
|
| Annually,
5 Year, $5000 |
| Savings
a/c |
3.30%
|
| Daily |
|
Click the link below to view our best-offered rate table.
|
|
|
|
|
|
 |
|
Mutual
Fund Statistics:
February 2008 |
|
|
|
| Assets
under management: |
| $678.7
billion |
| Net
sales (excl.reinv.distr.): |
| $6.13
billion |
| Fund-on-Funds
Assets under management: |
| $108.4
billion |
| Fund-on-Funds
Net Sales (excl.reinv.distr.): |
| 1.88
billion |
|
|
|
|
|
|
|
|
