Surviving
the recession:
Timely tips for employees |
 |
|
 They're
stressed, anxious, worried about their jobs. Many Canadian employees are showing
these and other signs of mental distress. According to the first results of the
Desjardins Financial Security National Health Survey, a significant number of
workers in Canada feel they have lost control of their lives as the economic recession
grinds on, as unemployment numbers rise and as financial security appears to be
evaporating.
Use
the Read
More link to view the complete article. |
What's
up dock:
Tax & estate planning for your vacation property |
|
|
 During
the summer months, many families spend time together away from the hustle and
bustle of daily living and retreat to one of the "four C's" of summer:
the cabin, condo, chalet or cottage. Unbeknownst to you, however, is that lurking
under the surface of your idyllic retreat may be a host of tax and estate planning
issues that, if not tackled early on, could not only cost you (or your heirs)
a lot of cash, but in extreme cases, could force the sale of the recreational
property that may have been in your family for generations. With some professional
advice and some advance planning, however, you may be able to mitigate some of
these potential problems.
Use
the Read
More link to view the complete article. |
Buying
a new home:
Being prepared for a meeting with your mortgage specialist |
|
|
 If
you’re in the market looking to apply for a mortgage either for a purchase
or refinance, here are some pointers before you engage your mortgage representative.
From a mortgage originators perspective, the most important part of your mortgage
is your application. Before you even schedule a meeting with your mortgage representative
- know your personal situation and disclose everything. Your mortgage specialist
will only be as good as the application you provide and if the application is
erroneous or misleading, then chances are your mortgage approval with be as well.
Use
the Read
More link to view the complete article. |
| Private
companies should consider estate freeze in tax planning |
|
|
|
 With
financial markets at record low levels and
the economy at a virtual standstill, the value of investment portfolios and
operating businesses have dropped significantly. As a result, according to PricewaterhouseCoopers
(PwC), now is the ideal time for private companies to consider an estate freeze.
An estate freeze is a tax planning technique used to defer taxes by transferring
growing wealth in private company shares from the current generation to a future
generation. In order to do that, the parent caps or freezes the value of their
interest in the company at the current value and allows all future growth to
accrue for the benefit of future generations.
Use the Read
More link to view the complete article.
|
| Comic
relief for the Mortgage crisis |
|
|
Hard-drinking man in the South adorned with string vest, found responsible
for the Mortgage crisis.
For some the financial crisis that the industrialized world is undergoing as
old line companies trying to shake off inordinate debt, we find glimmers of
relief in humor with this poignant gem.
Use the Read
More link to view the complete article.
|
| This
credit card supports your business |
|
|
|
 Lenders
compete to give you credit, so do step back and be selective.
A small business in particular, should aim for the maximum advantages in its
choice of credit card—and examining the rewards of a loyalty program is
a very good place to start.
On every purchase for example, make credit work for you and your company by
the quickest accumulation of redeemable points for future merchandise and services.
One of these is the newest credit card issued by Staples. This national retailer
of office supplies is partnering with Citi Cards Canada to produce the much
coveted, Citi Staples easyRewards Business MasterCard.
Use the Read
More link to view the complete article.
|
| Google
goes 411 |
|
|
 Leave
it up to Google to come up with something like this: Here's a number worth putting
in your cell phone and your home phone speed dial: 1-800-466-4411
This is an awesome service from Google, and it's free -- great when you are on
the road. Don't waste your money on information calls and don't waste your time
manually dialing the number.
Use the Read
More link to view the bulletin. |
|
|
 |
Today's
Market Rates |
|
|
| |
Taken from the FiscalAgents.com
Money Centre, as of 24/06/09
| Term
Deposits |
1.31%
|
Annually,
270-364
Days, $25,000 |
| GICs |
3.70%
|
| Annually,
5 Year, $5,000 |
| Maximum
Rate |
3.70%
|
| Annually,
5 Year, $25,000 |
| RRIFs |
4.50%
|
| Annually,
10 Years, $50,000 |
| RRSPs |
3.70%
|
| Annually,
5 Year, $5000 |
| Savings
a/c |
1.35%
|
| Daily |
|
Click the link below to view our best-offered rate table.
|
|
|
|
|
|
 |
|
Subscribe! |
|
|
| |
|
Was our newsletter
forwarded to you by a friend? You can sign up to receive our newsletter every
month from our website's newsletter subscription section. |
|
|
|
|
|
|
|
