Building
an investment portfolio
and the importance of diversification and style |
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|
When it comes to investing, sometimes it seems like the only constant is change.
Different types of investments fall in and out of favour as different forces affect
the economy. So how can you reduce the amount of ups and downs in your retirement
account over time?
Use the Read
More link to view the complete article. |
| Managing
Market Volatility |
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|
A smart investment portfolio is designed to weather market downturns and benefit
from market upturns. Sustained bull markets have always followed bear markets.
In fact, every bear market since WWII has lasted fewer than two years, while the
average length of subsequent bull markets has been longer than five years.
Use the Read
More link to view the complete article. |
| Bank
of Montreal Manulife Investments Protected Deposit Notes, Canadian ReturnPlus™
Class, Series 1 and Series 2 |
|
|
Many Canadian investors continue to maintain significant Canadian market exposure.
Canadian equity market performance has been strong over the past four years and
now may be a good time to consider reallocating a portion of your clients’
portfolios to the Bank of Montreal Manulife Investments Protected Deposit Notes
Canadian ReturnPlus Class. By doing so, you are able to crystallize or lock in
part, or all of their previous Canadian market gains, while maintaining Canadian
market exposure with a 100 per cent principal protection, at maturity.
Use the Read
More link to view the complete article. |
| A
look at dollar-cost averaging |
|
|
 Dollar-cost
averaging is one of the most commonly used terms in discussions of retirement
savings, but what is it? The technique of dollar-cost averaging, simply described
is, making regular contributions to your plan. Each time you contribute to your
plan, your contributions buy units of your chosen investment options. When the
market goes up, the value of your holdings increases and you buy units at a higher
price. When the market goes down, you buy more units at a lower price.
Use the Read
More link to view the complete article. |
You, your family and Money a difficult subject -
this booklet can help get the conversation going |
 |
|
 With
the input of a panel of psychologists and money behavior specialists, including
Dr. Howard Book and Rhonda Katz, AIM-Trimark Mutual Funds has prepared a booklet,
You and Your Family... Talking About Money, which addresses:
| • |
How
attitudes towards money dictate spending, saving and relationship patterns |
| • |
Why
dealing with money issues on a personal level with around you - may be difficult |
| • |
How
to address some common and emotional money problems |
| • |
How
to talk about money frankly and openly with a spouse, a child, a parent |
| • |
How
to create openness about money and finances that can help you take advantage of
the multi-generational transfer of assets |
If you find discussing money matters difficult, think of the booklet as a real
conversation piece. To receive your copy, simply call us at 1-800-663-5463
or call AIM-Trimark at 1-800-465-3399. |
Top
10 Tax Tips
|
|
|
 We
have been provided a series of tax strategies from AIM Trimark, covering income-splitting,
RRSP effectiveness, education saving and more.
This article replaces the tax tips we provided last month, as it contains more
recent information.
Use the Read
More link to view the complete article. |
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Today's
Market Rates |
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|
| |
Taken from the FiscalAgents.com
Money Centre, as of 7/24/07
| Term
Deposits |
4.62%
|
Annually,
120-179
Days, $25,000 |
| GICs |
5.05%
|
| Annually,
4Year, $5,000 |
| Maximum
Rate |
5.06%
|
| Annually,
5 Year, $10,000 |
| RRIFs |
5.06%
|
| Annually,
5 Years, $50,000 |
| RRSPs |
5.02%
|
| Annually,
5 Year, $5000 |
| Savings
a/c |
4.10%
|
| Daily |
|
Click the link below to view our best-offered rate table.
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Mutual
Fund Statistics:
June
2007 |
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| Assets
under management: |
| $706.8
billion |
| Net
sales (excl.reinv.distr.): |
| $2.3
billion |
| Fund-on-Funds
Assets under management: |
| $106.6
billion |
| Fund-on-Funds
Net Sales (excl.reinv.distr.): |
| $1.6
billion |
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