April 2007, Issue 60

Our distribution partner Sympatico/msn.com hits 20 million visitor mark per month

Sympatico / MSN reached another milestone last month, passing the 20 million unique visitor mark. According to March 2007 comScore data, 20,084,000 unique visitors came to the portal. This represents a reach of 87.5% of the total Internet audience in Canada. Impressive numbers from French Canada as well, almost 4.4 million unique visitors, a 93.9% reach.

Fiscal Agents is the official supplier to Sympatico/MSN with its suite of Canadian retail savings, term deposit and mortgage interest rates, including consumer fees on credit cards, drug dispensing fees. Fiscal Agents celebrate 30 years of time sensitive and accurate reporting of Canadian retail money products and product profile financial information in the press and on the web.

Use the Read More link to view Fiscal Agents' MSN Sympatico content.
Also, use this link for more information on Fiscal Agents' media coverage.


Good tax planning foundation of financial decision-making
Tax planning is very complicated and can be incredibly intimidating. Yet, understanding taxes is the foundation to any financial decisions you make. Good investment planning might help you make better rates of return -- say up to five per cent over time. Good tax planning, on the other hand, can help you to earn benefits in the range of 10 to 40 per cent. If you want to plan for retirement, build more wealth, pay down your debts or improve your investment portfolio, the root of success starts by understanding the rules of the tax game.

Use the Read More link to view the complete article.

Buying a motorized "toy" or a scooter
Just over 4 years ago, one of my articles referred to the “Changing World” and the arrival of motorized toys. In particular, I cited a Ninja Kawasaki motorized toy that was powered by a rechargeable electric motor and owned by my grandson. This “toy” would develop a speed of 9 km. This motorized vehicle does not fall within the definition of any motorized vehicle in a habitational policy and should an accident occur involving bodily injury or property damage, there would be no coverage. Nothing has changed! The same applies today but the problem has increased.

Use the Read More link to view the complete article.

"Dad was so particular dealing with financial matters..."
...That you're convinced he would have had a life insurance policy, but you can't find it. All that you've found is an old policy from a company you think is defunct, and one that seems out of date - what's can you do next?

The best place to start is with the issuer, if still around. The Canadian Life & Health Insurance Association offers a policy search service for people who believe a relative or associate has died with an outstanding policy on his/her life. This service provides useful guidelines and hints to locate such lost, damaged or seemingly outdated insurance policies. As you'll read, you'll also recognize the measures you need to adopt, if your estate is to be settled in a timely manner (by securing important documents and noting their location in your estate planning process).

Use the Read More link to view the policy search service at CLHIO.ca.
Also check out our own Household Directory Of Documents - its a handy tool to record and manage important information.

Business Owners Report the Challenges of Succession Planning
The entrepreneurial streak runs deep in this country. It is amazing how many people say they would love to run their own business, despite the legislation and regulations imposed by the government.

And each year more and more people take on the challenge of running their own business. Why do they do it? Generating profits is one reason, but that is not the whole picture. It also has a great deal to do with the autonomy involved. However, as time moves on, how do you plan to pass on your efforts to someone else?

Use the Read More link to view more information.

Making your portfolio worry-free:
Quick tips on how to minimize financial stress
Many things cause stress, but your portfolio shouldn't be one of them. After all, isn't the whole point of investing so that you don't have to worry about money?

With that in mind, here are some tips on how you can build a worry-free portfolio. Not only will the following points help you eliminate financial hassles, they will help you sleep better at night too.

Use the Read More link to view the complete article.


Today's Market Rates
 

Taken from the FiscalAgents.com
Money Centre
, as of 4/30/07

Term Deposits 4.18%
Annually, 90-119
Days, $50,000

GICs 4.45%
Annually, 5 Year, $5,000

Maximum Rate 4.45%
Annually, 5 Year, $10,000

RRIFs

4.45%

Annually, 5 Years, $50,000

RRSPs 4.45%
Annually, 5 Year, $5000

Savings a/c 3.85%
Daily

Click the link below to view our best-offered rate table.

   The Best of the Best

Mutual Fund Statistics:
March 2007


Assets under management:
$690.1 billion
Net sales (excl.reinv.distr.):
$5.2 billion
Fund-on-Funds Assets under management:
$101.1 billion
Fund-on-Funds Net Sales (excl.reinv.distr.):
$2.8 billion


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Copyright ©2007 Fiscal Agents Financial Services Group
All rights reserved.


The information contained in this newsletter is intended only as a general guide and may not be suitable for certain individuals. If expert advice is warranted, readers are urged to consult a competent professional. While any investment, legal, tax and accounting information, contained herein, has been obtained from sources believed to to be accurate, constant changes in the legal and financial environment make it imperative that readers confirm this information before making financial decisions. This newsletter is not and under no circumstances is to be construed as an offer to sell or the solicitation of an offer to buy any securities. This newsletter is furnished on a basis and understanding that Fiscal Agents Ltd., Fiscal Agents Insurance Ltd. cannot be held responsible or liable for liability a reader of this newsletter may suffer as a result of reliance on information contained herein or omitted. © 2007 This newsletter is protected by copyright and all rights are reserved. Money Management Made Easy® is a Registered Trade Mark of Fiscal Agents. Mutual Funds offered through IPC Investment Corp. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and the use of an asset allocation service. Please read the prospectus of the mutual funds in which investment may be made under the asset allocation service before investing. Mutual Funds are not guaranteed, their values change frequently and past performance may not be repeated. Fiscal Agents Financial Services Group, P.O.Box 5000, Oakville, ON. L6J 5C7 (905)844-7700