| Many Canadian investors continue to maintain
significant Canadian market exposure. Canadian equity market performance has been
strong over the past four years and now may be a good time to consider reallocating
a portion of your clients’ portfolios to the Bank of Montreal Manulife Investments
Protected Deposit Notes Canadian ReturnPlus Class. By doing so, you are able to
crystallize or lock in part, or all of their previous Canadian market gains, while
maintaining Canadian market exposure with a 100 per cent principal protection,
at maturity.
If Canadian equity markets continue to go up, your clients continue to participate,
if Canadian equity markets go down, your clients’ previous profits are
protected.
Ideal for investors who are looking to grow their wealth while controlling
the risks associated with equity investing, these Notes provide:
- Expected 125 per cent initial exposure to the professionally managed
Elliott & Page Monthly High Income Fund with potential for 200 per
cent exposure to the total return of the Fund Portfolio
- Dynamic asset allocation strategy to maximize growth while providing safety
to the original principal at maturity
- A term of approximately 7 years – 7.18 years for Series 1 and 7.0
years for Series 2
- Maximum annual all-inclusive fees of 2.40 per cent of the Fund Portfolio
value plus the cost of leverage
- 100 per cent of the distributions, if any, are notionally reinvested in
the Fund Portfolio for growth with no current tax implications to investors
- 100 per cent principal protection at maturity by Bank of Montreal as issuer
Series 1 available May 22, 2007 until July 6, 2007 while Series
2 available May 22, 2007 until September 7, 2007.
About Principal Protected Notes
Principal protected notes, also referred to as deposit notes, are a type
of investment that combines the benefits of principal protection at maturity
with equity market growth potential. The return is usually linked to the performance
of an equity investment and the term to maturity is generally six to eight years.
Features of Principal Protected Notes
Generally, if held to maturity, principal protected notes allow the investor
to participate in equity markets with confidence, knowing their principal is
protected. They also provide more growth potential than traditional fixed rate
income investments, and may offer potential tax benefits.
For more information see Manulife's
website.
The information contained herein is for information purposes only and does
not constitute investment advice, an offer to sell or solicitation to buy the
Deposit Notes referred to herein. The information above is intended to be read
in conjunction with the Information Statement related to the Deposit Notes and
will be qualified in its entirety by reference to the Information Statement
relating to the Deposit Notes referred to herein.
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