FISCAL AGENTS: Financial Services Group


Open the QuickNav window
Home
Search
Site Map
Contact

The Knowledge Bank

The Money Centre

The Learning Centre

Financial Tools

The Money Management Newsletter
General Interest
GICs / Fixed Income
RIF Planning
RSP Planning
Savings
Managing Money
Choosing Fin.Services
Insurance Products
RESP Savings
Taxes / Estate Matters
Home Ownership
Companion Advisor
What The Papers Say
Product Reviews
E-Newsletter Archive
Front Page Archive
Subscription Services

Products and Services

About Us




Google

FiscalAgents.com
World Wide Web

Glossary of
Financial Terms
  The Companion Advisor: Retirement Planning
There are lots of benefits available to those 65+,
you just have to know about them
In fact, some should be investigated a few years before your 65th birthday

Old Age Security (OAS) Identification Card

It may not bare the best name, but this handy little card is useful as a proof of age so you can receive senior's discounts from stores, restaurants and services such as public transportation.

Allowance for the Survivor:

Provides a monthly non-taxable benefit to lowincome widowed spouses who are not yet eligible for the Old Age Security (OAS) pension.

Allowance Program:

A monthly benefit for low-income seniors (aged 60-64) whose spouse or common-law partner is eligible for, or currently receiving, the Old Age Security (OAS) pension and the Guaranteed Income Supplement.

Guaranteed Income Supplement

Provides a monthly non-taxable benefit to lowincome Old Age Security (OAS) recipients living in Canada.

(For all above, Call Toll-Free: 1-800-277-9914 for full info)

Home Adaptations for Seniors' Independence (HASI)

This program helps homeowners and landlords pay for minor home adaptations to extend the time low-income seniors can live in their own homes independently. Call CMHCToll-free: I-800-704-6488 or email: crap ontario@cmhc-schl.gc.ca

Emergency Repair Program:

Assists low-income homeowners or occupants in rural areas to make emergency repairs (le: heating, foundations, roofs, electrical, etc.) required for the continued safe occupancy of their houses. Call for details on eligibility:Toll-free: I-800-704-6488

Advocacy Centre for the Elderly

Community based legal clinic for low income senior citizens. ACE is funded through Legal Aid Ontario and is the first legal clinic in Canada to specialize in the legal problems of seniors. Call (416) 598-2656

The Assistive Devices Program

To financially assist Ontario residents with long term physical disabilities to obtain basic, competitively priced, personalized assistive devices appropriate for the individual's needs and essential for independent living. Call Toll Free: I -800-268-602 I

Ontario Drug Benefit Program

Covers most of the cost of prescription drug products listed in the Ontario Drug Beneft (ODB) Formulary. Call the ministry INFOline at 1-866532-3 I 6 I for eligibility information.

International Pension Benefits

You may be eligible for social security (pension) benefits if you or your deceased spouse or common-law partner lived or worked in another country. Call Toll-Free: I 800 454-8731

The Care Guide

A free and comprehensive resource to help you make informed decisions about seniors' housing, care services and related matters for you or a loved one. Call Toll-Free I -800-3 I I -CARE (2273) or email: info@thecareguide.com

* * *
Use this link to load a printer-friendly
version of this document.

Do you want to share this page with someone else?
Send this page to
Sending
Format
Text
HTML
Your email address

Have a question regarding this article? Use our feedback form to send us a note.
BACK

© , Fiscal Agents Money Management Newsletter
25 Lakeshore Road, Oakville, On L6K 1C6.
(905) 844-7700





Fiscal Agents Home

Knowledge Bank Money Centre
Learning Centre Financial Tools
Newsletter Products & Services
Radar Screen
About Us

Legal | Site Map | Home | Search
Information on supported Internet Browsers

Copyright © 1984 - Fiscal Agents Financial Services Group


Questions? Comments?
Use our Feedback page to contact us.

 
Companion Advisor
Retirement Planning
Individual pension plans can generate healthy tax savings and peace of mind throughout retirement

LIFs, RIFs and other IFs

Annuity Taxation

RSP Investing Strategies

Innovative strategies for a worry-free retirement

Is the RRSP dead?

Tips and more to help you make the most of your RRSP!

Registered Retirement Savings Plans: More than just a tax break

RRIFs:- Registered Retirement Income Funds

Calculating your retirement needs

Factors to weigh when choosing your RRSP investments

RRSP contribution or mortgage repayment?

Women and RRSPs: Just do it!

Why RRSPs should be the cornerstone of your portfolio

Where retirement is concerned, borrow for tomorrow



The Money Management Newsletter:
w
RRSP Planning
w Retirement Income Planning