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| There are lots of benefits available to those 65+, you just have to know about them In fact, some should be investigated a few years before your 65th birthday
Old Age Security (OAS) Identification Card
It may not bare the best name, but this handy little card is useful as a proof of age so you can receive senior's discounts from stores, restaurants and services such as public transportation.
Allowance for the Survivor:
Provides a monthly non-taxable benefit to lowincome widowed spouses who are not yet eligible for the Old Age Security (OAS) pension.
Allowance Program:
A monthly benefit for low-income seniors (aged 60-64) whose spouse or common-law partner is eligible for, or currently receiving, the Old Age Security (OAS) pension and the Guaranteed Income Supplement.
Guaranteed Income Supplement
Provides a monthly non-taxable benefit to lowincome Old Age Security (OAS) recipients living in Canada.
(For all above, Call Toll-Free: 1-800-277-9914 for full info)
Home Adaptations for Seniors' Independence (HASI) This program helps homeowners and landlords pay for minor home adaptations to extend the time low-income seniors can live in their own homes independently. Call CMHCToll-free: I-800-704-6488 or email: crap ontario@cmhc-schl.gc.ca
Emergency Repair Program:
Assists low-income homeowners or occupants in rural areas to make emergency repairs (le: heating, foundations, roofs, electrical, etc.) required for the continued safe occupancy of their houses. Call for details on eligibility:Toll-free: I-800-704-6488
Advocacy Centre for the Elderly
Community based legal clinic for low income senior citizens. ACE is funded through Legal Aid Ontario and is the first legal clinic in Canada to specialize in the legal problems of seniors. Call (416) 598-2656
The Assistive Devices Program
To financially assist Ontario residents with long term physical disabilities to obtain basic, competitively priced, personalized assistive devices appropriate for the individual's needs and essential for independent living. Call Toll Free: I -800-268-602 I
Ontario Drug Benefit Program
Covers most of the cost of prescription drug products listed in the Ontario Drug Beneft (ODB) Formulary. Call the ministry INFOline at 1-866532-3 I 6 I for eligibility information.
International Pension Benefits
You may be eligible for social security (pension) benefits if you or your deceased spouse or common-law partner lived or worked in another country. Call Toll-Free: I 800 454-8731
The Care Guide
A free and comprehensive resource to help you make informed decisions about seniors' housing, care services and related matters for you or a loved one. Call Toll-Free I -800-3 I I -CARE (2273) or email: info@thecareguide.com
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, Fiscal Agents Money Management Newsletter
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