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TD Fall Investing GuideTD Fall Investing Guide




Cashable Guaranteed Investment Certificates (GICs) offer a fixed return for a fixed period of time plus early redemption features as shown. These tables list GIC lenders, minimum amounts, the interest rates and when the interest is paid.

Guaranteed Investment Certificates : Cashable

Institution Amount ($) Cash After Days % Rate Features /Redemption Product Offered Until RRSP /RRIF
Concentra Finan.(Agent) 10,000 30 0.90 In Writing All year Both
Effort Trust 5000 90 0.75 Rtn Cert All year No
Home Trust 5000 30 1.15 Rtn Cert All year No
Home Trust 5000 90 1.45 Rtn Cert All year No
Oaken Financial 1000 30 1.75 Rtn Cert All year No
Oaken Financial 1000 90 2.00 Rtn Cert All year No
MTCC 1000 30 0.15 By Phone All year RRSP
MTCC (Agent) 1000 30 1.15 By Phone All year RRSP
Bank of Nova Scotia 500 30 0.15 By Phone All year RRSP
CFF Bank 10,000 30 0.75 By Phone All year No
CFF Bank 25,000 30 0.85 By Phone All year No
Coast Capital Savings CU 1000 30 1.20 By Phone All year Both
Parama Credit Union 1000 30 1.35 In Writing All year No
All prices are subject to change without notice.
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