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IP-Profiler - Banking Accounts
Chequing
Savings Accounts
Today's
investor has no shortage of investment options to choose from. At Fiscal
Agents we believe that an informed investor is our strongest asset and
as such, our financial advisors have an open-door approach to the financial
services marketplace. We can help guide you through many types of investments
decisions.
We believed
so strongly in our mission to make money management easy for our clients
that we went and had it registered as our Trade Mark - Money Management
Made Easy®.
We want
you to profit from our research. This
section provides a base reference source of investment products in a
simple format. The information outlined below is provided to give an
overall illustration of parameters that may be in effect for this investment
product.
Investment
Product
P r o f i l e r: |
Chequing
Savings Account |
| Questions
to Ask: |
Answers
you may find: |
| Interest
Calculated: |
Minimum
semi-annual balance. |
| Interest
Credited: |
Semi-annually
(April 30 & October 31st) |
| Charge
Per Cheque: |
If
minimum monthly balance is over $1,000 withdrawal fees are waived,
otherwise $0.60 per withdrawal or cheque, $0.40 per ATM transaction.
1 free cheque per each payroll credit made by Account holder's employer
1 additional free cheque for every $200 minimum quarterly balance.
Interac - $1 per transaction
Plus System -$2.20 per transaction. |
| Statement/Passbook: |
Passbook
or statement.
Cheques not returned. |
| Service
Charges: |
Interact
direct payment $0.30
NSF $20 |
| NSF: |
$18.50
$5 if cheque is paid (+ regular overdraft interest charge). |
| Transfer: |
Client
prepared - free
Telephone - $4.50
Mail - $4.50
Mail Advice $2 |
| Overdrafts: |
$1.10
per month per Item plus 17.75% per annum interest. |
| Charges
for Personalized Cheques: |
Approximately
$12.99 for 200 cheques.
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Data
extracted from The Fiscal Reports - Personal Chequing/Saving Accounts,
Report # 1 - 3 and provided as a generic product illustration only
- issuers of such products may have some, but not all of the features
shown .
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© 1998 FISCAL AGENTS Financial Services Group
All rights reserved
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