Investment
Product
P r o f i l e r: |
Chequing
Savings Account |
| Questions
to Ask: |
Answers
you may find: |
| Interest
Calculated: |
Minimum
semi-annual balance. |
| Interest
Credited: |
Semi-annually
(April 30 & October 31st) |
| Charge
Per Cheque: |
If
minimum monthly balance is over $1,000 withdrawal fees are waived,
otherwise $0.60 per withdrawal or cheque, $0.40 per ATM transaction.
1 free cheque per each payroll credit made by Account holder's employer
1 additional free cheque for every $200 minimum quarterly balance.
Interac - $1 per transaction
Plus System -$2.20 per transaction. |
| Statement/Passbook: |
Passbook
or statement.
Cheques not returned. |
| Service
Charges: |
Interact
direct payment $0.30
NSF $20 |
| NSF: |
$18.50
$5 if cheque is paid (+ regular overdraft interest charge). |
| Transfer: |
Client
prepared - free
Telephone - $4.50
Mail - $4.50
Mail Advice $2 |
| Overdrafts: |
$1.10
per month per Item plus 17.75% per annum interest. |
| Charges
for Personalized Cheques: |
Approximately
$12.99 for 200 cheques.
|
IP-Profiler - Banking Accounts
