Life insurance is one way to provide financial security for you, your dependents or business partners.

PERMANENT LIFE INSURANCE:The most common types are whole and universal . Both offer lifetime protection. Renewal is not necessary as long as you pay the premiums. Some of the main features of each:

Whole Life: 1. Fixed premiums, 2. Fixed death benefits, 3. Fixed cash value

Universal Life:- 1. Flexible premiums, 2. Flexible death benefits, 3. Cash value (depends on how the premiums have been invested) 4. Policyholder directs where the premium funds are invested.