quotes = new Array ( "Lots of folks confuse bad management with destiny. ","K. Hubbard", "Life is like riding a bicycle. You don't fall off unless you plan to stop pedaling. ","Claude Pepper", "You may have to fight a battle more than once to win it. ","MARGARET THATCHER", "When saving for old age, be sure to put away a few pleasant thoughts. ","UNKNOWN", "A true friend is someone who is there for you when he'd rather be anywhere else. ","LEN WEIN", "The word impossible is not in my dictionary. ","Napoleon Bonaparte", "People who know how much they're worth aren't usually worth that much. ","Nelson Bunker Hunt", "I'm living so far beyond my income that we may almost be living apart. ","HECTOR HUGH MUNRO", "We have two hands-one for giving and the other for receiving. ","UNKNOWN", "Money is just what we use to keep tally. ","HENRY FORD", "If the window of opportunity appears, don't pull down the blinds. ","Tom Peters", "I always prefer to believe the best in everybody - it saves so much time. ","Rudyard Kipling", "Teaching kids to count is fine, but teaching them what counts is better. ","Bob Talbert", "Money: A blessing that is of no advantage to us excepting when we part with it. ","Ambrose Bierce", "Money speaks sense in a language all nations understand. ","Aphra Behn", "Inflation is the world's most successful thief. ","CARL E. PERSON", "My father always told me, 'Find a job you love and you'll never have to work a day in your life. ","Jim Fox", "Benjamin Franklin may have discovered electricity-but it was the man who invented the meter who made the money. ","EARL WILSON", "Money may not buy everything, but it's a great consolation until you have everything. ","ANONYMOUS", "The surest way to establish your credit is to work yourself into the position of not needing any. ","SWITZER", "It's your attitude not your aptitude which determines your altitude in life. ","UNKNOWN", "Champions keep playing until they get it right. ","Billie Jean King", "Money can buy anything-except sense. ","HEBREW PROVERB", "The only thing I like about rich people is their money. ","LADY ASTOR", "Most forward looking people have their heads turned sideways. ","HAROLD ADAMS", "In politics, as in high finance, duplicity is regarded as a virtue. ","Mikhail A. Bakunin", "True success is overcoming the fear of being unsuccessful. ","Paul Sweeney", "Luck is a matter of preparation meeting opportunity. ","OPRAH WINFREY", "Who is rich? He that is content. Who is That? Nobody. ","BENJAMIN FRANKLIN", "The game of life is not so much in holding a good hand as playing a poor hand well. ","H. T. LESLIE", "Money never made a fool of anybody; it only show's em up. ","Kin Hubbard", "If you think you can, you can. And if you think you can't you're right. ","Mary Kay Ash", "To win without risk is to triumph without glory. ","Pierre Corneille", "There are two types of people; those who cannot make it, and those who cannot keep it. ","UNKNOWN", "When you can't change the direction of your wind - adjust your sails. ","Unknown", "Sudden money is going from zero to hundred dollars a week . The rest doesn't count. ","NEIL SIMON", "Money is like the sixth sense, and you can't make use of the other five without it. ","SOMMERSET MAUGHAM", "Behold the turtle. He makes progress only when he sticks his neck out. ","James B. Conant", "The trouble with life in the fast lane is that you get to the other end in an awful hurry. ","JOHN JENSEN", "Everywhere is in walking distance if you have time. ","STEPHEN WRIGHT", "Success is getting what you want. Happiness is wanting what you get. ","Hayden", "A rich man, though foolish, is treated like a lord. ","Hebrew Proverb", "When a fellow says, 'It ain't the money but the principle of the thing,' it's the money. ","Kin Hubbard", "Business without profit is not business any more than a pickle is a candy. ","Charles F. Abbott", "If money go before, all ways do lie open. ","SHAKESPEARE", "To reach a port, we must sail - sail, not lie at anchor - sail, not drift. ","Franklin Delanor Roosevelt", "Make money, be proud of it; make more money, be prouder of it. ","Henry Luce", "All our dreams can come true - if we have the courage to pursue them. ","Walt Disney", "Money is not the root of all evil-no money is. ","UNKNOWN", "Just be glad you're not getting all the government you're paying for. ","Will Rodgers", "A Millionaire is the only person who receives letters from second cousins. ","UNKNOWN", "The harder the conflict, the more glorious the triumph. ","Thomas Paine", "The rich need not beg a welcome. ","French Proverb", "There are no shortcuts to any place worth going. ","Beverly Sills", "The best way to win an argument is to begin by being right. ","Jill Ruckelshaus", "Nothing is so embarrassing as watching someone do something you said couldn't be done. ","Sam Ewing", "You can't take it with you, but where on earth can you go without it? ","UNKNOWN", "One may walk over the highest mountain one step at a time. ","John Wanamaker", "Money isn't everything. but it's might handy if you don't have a credit card. ","UNKNOWN", "To be poor and independent is very nearly an impossibility. ","WILLIAM CORBBETT", "There is not only a right thing to do, there is a right time to do it. ","MACKENZIE KING", "I always start (writing) a book for money. If you're married five times you have to. ","NORMAN MAILER", "Mention money and the whole world is silent. ","German Proverb", "Money is a terrible master but an excellent servant. ","P. T. BARNUM", "High achievement always takes place in the framework of high expectation. ","Jack and Garry Kinder", "No man's credit is as good as his money. ","ED HOWE", "Inflation is when you never had it so good or parted with it so fast. ","MAX HESS", "Getting money is like digging with a needle; spending it is like water soaking into sand. ","SAMUEL JOHNSON", "A dollar may not go so far as it once did, but it makes it up for it in speed. ","NED PRESTON", "All our dreams come true - if we have the courage to pursue them. ","WALT DISNEY", "Profitability is the sovereign criterion of the enterprise. ","Peter Drucker", "Credit is a clever financial trick that enables us to spend what we haven't got. ","UNKNOWN", "It's a rare person who wants to hear what he doesn't want to hear. ","DICK CAVETT", "In the middle of difficulty lies opportunity. ","ALBERT EINSTEIN", "You cannot shake hands with a clenched fist. ","INDIRA GANDHI", "Where there is an open mind, there will always be a frontier. ","CHARLES F. KETTERING", "If a man dies and leaves his estate in an uncertain condition, the lawyers become his heirs. ","ED HOWE", "Even if your on the right track, you'll get run over if you just sit there. ","MARK TWAIN", "Another advantage of being rich is that all your faults are called eccentricities . ","ANONYMOUS", "A budget tells us what we can't afford, but it doesn't keep us from buying it. ","WILLIAM FEATHER", "Money is good for bribing yourself through the inconveniences of life. ","GOTTRIED REINHARDT", "Money talks, but not when it's a small amount. ","UNKNOWN", "A study of economics usually reveals that the best price to buy anything is last year. ","MARTY ALLEN", "With a credit card, you don't need money; and with money, you don't need a credit card. ","UNKNOWN", "Making a lot of money is all right, provided you don't have to pay too much for it. ","ALBERT LASKER", "The real measure of our wealth is how much we'd be worth if we lost all our money. ","JOHN HENRY JOWETT", "Success is getting what you want. Happiness is liking what you get. ","H. Jackson Brown", "If your friend won't lend you fifty dollars, he's probably a close friend. ","UNKNOWN", "A million dollars is not what it used to be. ","HOWARD HUGHES", "We were happier when we were poorer, but we were also younger. ","CHARLES LAMB", "It is folly to live poor and die rich. ","SCOTTISH PROVERB", "The man with a million is seldom as happy as the man who feels like a million. ","UNKNOWN", "Money isn't everything, but it's way ahead of any of its competitors. ","UNKNOWN", "Money never starts an idea; it is the idea that starts the money. ","W. J. CAMERON", "A warm smile is the universal language of kindness. ","WILLIAM ARTHUR WARD", "You become well-to-do from doing what you do well. ","FRANK TYGER", "Get Place and Wealth, if possible with grace; if not, by any means get Wealth and Place. ","ALEXANDER POPE", "A miser is a poor wretch who has nothing but money. ","UNKNOWN", "Education's purpose is to replace an empty mind with an open one. ","MALCOLM S. FORBES", "We would rather be rich than famous. That is, more rich and slightly less famous. ","JOHN LENNON", "Hospitality is making your guests feel at home, even though you wish they were. ","UNKNOWN", "No married man can understand why every bachelor isn't a millionaire. ","UNKNOWN", "A diamond is the only kind of ice that keeps a girl warm. ","ELIZABETH TAYLOR", "Be true to your teeth or your teeth will be false to you. ","Dental Proverb", "Marry for love and you divorce for money; marry for money and you divorce for love. ","UNKNOWN", "The most popular labor-saving device is still money. ","PHYLLIS GEORGE", "One of the greatest labor-saving inventions of today are tomorrow. ","VINCENT T. FOSS", "Our greatest glory is not in never falling. but in rising every time we fall. ","CONFUCIUS", "Earn a little, and spend a little-less. ","JOHN STEVENSON", "Be like a postage stamp - stick to one thing until you get there. ","MARGARET CARTY", "The most popular labor-saving device today is still a husband with money. ","JOEY ADAMS", "The only place where success comes before work is in a dictionary. ","VIDEL SASSOON", "There's too blamed many ways to spend money and not enough new ways to get it. ","KIM HUBBARD", "Wine maketh merry: but money answereth all things. ","The Bible", "It is better to give than to lead, but it cost about the same. ","PHILIP GIBBS", "I never lost a game. I just ran out of time. ","BOBBY LAYNE", "Genius begins great works; labor alone finishes them. ","JOSEPH JOUBERT", "Don't be afraid of opposition. Remember a kite rises against - not with - the wind. ","HAMILTON MABIE", "Always take a job that is too big for you. ","HARRY EMERSON FOSDICK", "Life is a grindstone. Whether it grinds us down or polishes us up depends on you. ","L. THOMAS HOLDCROFT", "If there's one thing better than marrying a millionaire, it's divorcing him. ","UNKNOWN", "The best throw of the dice is to throw it away. ","AUSTIN O'MALLEY", "Just about the time you think you can make both ends meet, somebody moves the ends. ","PANSY PENNER", "Poverty robs one of the right to be generous. ","G. GISSING", "Persons who have never made or saved a dollar are always telling me how to spend a million. ","HENRY FORD", "I don't want to make money. I just want to be wonderful. ","MARILYN MONROE", "The world is his who has money to go over it. ","Ralph Waldo Emerson", "Money has no legs, but it runs. ","Japanese Proverb", "Money will buy a pretty good dog but it won't buy the wag of his tail. ","JOSH BILLINGS", "If you can count your money, you don't have a billion dollars. ","J. PAUL GETTY", "You must have long-range goals to keep from being frustrated by short-range failure. ","CHARLES NOBEL", "Better the friend we can see than the money we cannot! ","GREEK PROVERB", "Money would be more enjoyable if it took people as long to spend it as it does to earn it. ","Ed Howe", "A fanatic is one who can't change his mind and won't change the subject. ","SIR WINSTON CHURCHILL", "Better a steady dime than a rare dollar. ","Hebrew proverb. ", "Money can't buy happiness-that's why we have credit cards. ","UNKNOWN", "One never notices what has been done; one can only see what remains to be done. ","MARIE CURIE", "Sleep, riches, and health, to be truly enjoyed, must be interrupted. ","JEAN PAUL RICHTER", "I've got all the money I'll ever need if I die by four o'clock. ","HENNY YOUNGMAN", "I don't know the key to success, but the key to failure is trying to please everybody. ","BILL COSBY", "The two leading recipes for success are building a better mousetrap or finding a bigger loophole. ","Edgar A. Shoaff", "Money is a stupid measure of achievement but unfortunately it is the only universal measure we have. ","Charles P. Steinmetz", "Taking it with you isn't nearly so important as making it last until you're ready to go. ","UNKNOWN", "The safest way to double your money is to fold it over once and put it in your pocket. ","HUBBARD", "To have money is good; to have control of money is still better. ","HEBREW PROVERB", "The person who minds nobody's business but his own is probably a millionaire. ","UNKNOWN", "Talent is what you are blessed with. Skill is how you take care of that gift. ","Ben Holden", "The world is full of willing people, some willing to work, the others willing to let them. ","Robert Frost", "Goals without time limits are whishes. ","Unknown", "Experience is the name everyone gives his mistakes. ","Elbert Hubbard", "The first and most important step toward success is the feeling that we can succeed. ","Nelson Boswell", "If there's a way to do it better... Find it. ","Thomas A Edison", "Don't get discouraged: it is often the last key in the bunch that opens the lock. ","Unknown", "Every job is a self-portrait of the person who did it. Autograph yours with excellence. ","Unknown", "If everyone is moving forward together, then success takes care of itself. ","Henry Ford", "I do want to get rich but I never want to do what there is to do to get rich. ","Grrtude Stein", "The key to achievement is found in overcoming adversity until success is achieved... achievers sacrifice, struggle, persevere in the face of discouragement, often alone, until they overcome negatives and reach their goal. ","UNKNOWN", "If all the rich men in the world divided up their money amongst themselves, there wouldn't be enough to go around. ","Jules Bertillon", "If Karl, instead of writing a lot about Capital, made a lot of Capital, it would have been much better. ","Henritta Marx, Mother of Karl Marx", "The only difference between a millionaire and the rest of us is that while he's working on his second million, we're working on our first. ","UNKNOWN", "Money never remains just coins and pieces of paper. It is constantly changing into the comforts of daily life. Money can be translated into the beauty of living, a support in misfortune, an education, or future security. It also can be translated into a source of bitterness. ","SYLVIA PORTER", "There are only three ways by which any individual can get wealth-by work, by gift, or by theft. And, clearly, the reason why the workers get so little is that the beggars and thieves get so much. ","HENRY GEORGE", "Success has always been easy to measure. It is the distance between one's origins and one's final achievement. ","Michael Korda", "Money doesn't always bring happiness. People with ten million dollars are no happier than people with nine million dollars. ","HOBART BROWN", "What most people don't seem to realize is that there is just as much money to be made out of the wreckage of a civilization as from the building of one. ","MARGARET MITCHELL", "He worked like hell in the country so he could live in the city, where he worked like hell so he could live in the country. ","DON MARQUIS", "There are more important things in life than a little money. and one of them is a lot of money. ","ANONYMOUS", "Just as soon as people make enough money to live comfortably, they want to live extravagantly. ","ANONYMOUS", "The best way to realize the pleasure of feeling rich is to live in a smaller house than your means would you to have. ","EDWARD CLARKE", "Those who condemn wealth are those who have none and see no chance of getting it. ","WILLIAM PENN PATRICK", "The door will not open to words, and it is only a well-filled palm that should do the knocking. ","Tibullus", "No man is any the worse off because another acquires wealth by trade, or by the exercise of a profession; on the contrary, he cannot have acquired his wealth except by benefiting others to the full extent of what they considered to be its value. ","T. H. HUXLEY", "In business, the earning of profit is something more than an incident of success. It is an essential condition of success. It is an essential condition of success because the continued absence of profit itself spells failure. ","Louis D. Brandeis", "When I was young I thought that money was the important thing in life; now that I am old I know that it is. ","OSCAR WILDE", "If you cannot make money on one dollar-if you do not coax one dollar to work hard for you, you won't know how to make money out of one hundred thousand dollars. ","E. S. KINNEAR", "Some people may have their first dollar, but the man who is really rich is the one who still has his first friend. ","UNKNOWN", "No gain is so certain as that which proceeds from the economical use of what you already have. ","Latin proverb", "There are more things in life to worry about than just money-now to get hold of it, for example. ","ANONYMOUS", "A bank is a place where they lend you an umbrella in fair weather and ask for it back again when it begins to rain. ","ROBERT FROST", "A banker is a person who is willing to make a loan if you present sufficient evidence to show you don't need it. ","HERBERT V. PROCHNOW", "Let a man start out in life to build something better and sell it cheaper than it has been built or sold before, let him have that determination and the money will roll in. ","HENRY FORD", "No man in this world, however high may be his rank, great his wealth, powerful his genius, or extensive his requirements, can ever attain more than health, enjoyment and respect. ","J. C. LOUDON", "That some should be rich, shows that others may become rich, and hence is just encouragement to industry and enterprise. ","ABRAHAM LINCON", "Viewing the matter in retrospect, I can testify that it is nearly always easier to make one million dollars honestly than to dispose of it wisely. ","JULIUS ROSENWALD", "Some people are more turned on by money than they are by love ... In one respect they're alike. They're both wonderful as long as they last. ","ABIGAIL VAN BUREN", "The man who claims that poverty and hard work are good for character is usually a millionaire. ","UNKNOWN", "Nothing is more admirable than the fortitude with which millionaires tolerate the disadvantages of their wealth. ","REX STOUT", "It is not large funds that are wanted, but a constant supply, like a small stream that never dies. To have a great capital is not so necessary as to know how to manage one and never be without a little. ","WILLIAM COOPER", "To many people expect wonders from democracy, when the most wonderful thing of all is just having it. ","WALTER WINCHELL", "It is not the employer who pays wages- he only handles the money. It is the product that pays wages. ","HENRY FORD", "As wealth is power, so all power will infallibly draw wealth to itself by some means or other. ","Edmund Burke", "Thousands upon thousands are yearly brought into a state of real poverty by their great anxiety not to be thought poor. ","WILLIAM COBBOTT", "The problem nowadays is not so much how to live within your income, but how to live with your credit. ","UNKNOWN", "Whatever you lend let it be money, and not your name. Money you may get again, and, if not, you may contrive to do without it; name once lost you cannot get again, and if you cannot contrive to do without it, you had better never have been born. ","HENRY BULWER", "If you earn $50,000 a year and your wife earns nothing, she's a dependent; but if she earns $50,000 and you earn nothing, you're a bum. ","UNKNOWN", "Multiplying wealth is by far the faster way to help the poor. Dividing the wealth and subsidizing poverty is the fastest way to starve everybody. ","PAUL L. POIROT", "In general, the art of the government consists of taking as much money as possible from one class of citizens to give to the other. ","VOLTAIRE", "The average family exists only on paper and its average budget is fiction, invented by statisticians for the convenience of statisticians...There is no sense in attempting to fit into a ready-to-wear financial pattern which ignores your own personal wants and desires. ","SYLVIA PORTER", "Save a part of your income and begin now, for the man with a surplus controls circumstances and the man without a surplus is controlled by circumstances. ","Henry H. Buckley", "The secret and the difference between winners and losers is in discipline. The winner managers his money. The loser lets the money manage him. ","NICHOLAS DANDALOS", "The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. ","T. T. Munger", "An economist is an expert who will know tomorrow why the things he predicted yesterday didn't happen today. ","Laurence J. Peter");